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Finance

So we hit the drawing board on how to take Advanced In-Car Tech to the next level and it quickly became clear that we can’t help everybody for one reason or another either due to costs or compatibility. There wasn’t much we could do about compatibility as your vehicle is either going to work with our equipment or it’s not so then the next one was cost. When you get involved in Genuine Audi or Volkswagen Retrofits you’re paying for the best quality equipment to be integrated with your vehicle but this isn’t necessarily affordable to everybody, especially if you’ve just bought a new car! So in conjunction with Deko and Omni Capital Finance we’re happy to offer customers who meet the criteria an affordable finance payment system.
Some of the benefits of paying via finance are:

  • Purchase the equipment you want now, for a low monthly payment.
  • Select between 12 and 48 month repayment periods.
  • Spread the cost of your purchase to minimise your monthly payments.
  • One-stop shopping: no need to go to a bank to secure funding.
  • Keep cash for day-to-day expenses.
  • Fixed repayments – your payments are fixed for the duration of the agreement allowing you to budget more effectively.

PLEASE NOTE

Can’t be used for Gift Vouchers
Finance can only be done online and not in store

HOW TO APPLY FOR FINANCE

Find the products that you would like to purchase and add them to your shopping basket. If the basket total is more than £400 you will be offered the option of using Deko at the checkout. This is in addition to our normal payment methods that include Debit/Credit cards and PayPal.

If you choose to finance your purchase you will be directed to a secure application process on Deko’s servers. You will be given the choice of a number of schemes between 6 and 48 months duration. A calculator will be provided that will show the repayments and interest rates associated with the scheme you have selected. If you are approved for finance you will need to have your credit card ready to leave a deposit (minimum of 10%). You can then pay the remainder as monthly payments, with a loan duration of your choice.

Criteria

To apply for finance you must meet the following criteria:

  • You must be over 18 years of age.
  • You must be a UK resident with at least 3 years continual address history.
  • You must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You must have a UK bank account capable of accepting Direct Debits.
  • The goods must be delivered to your home address.

Please Note: Just because you meet all of the above criteria does NOT guarantee you finance through our scheme

FINANCE EXAMPLES

EXAMPLE OPTION 1

Audi TT Navigation System with Installation

Mr Williams has a 2012 Audi TT and wants to fit the Genuine Audi Nav System. The RRP is £699 for the unit, £99 for installation and shipping of £9.95. This totals £807.95. Mr Williams selects the 48 month Classic Finance Option

  • Cash Price – £807.95
  • 10% Deposit – £81 (Payable by Card)
  • Amount of Credit – £726.95
  • Typical APR – 19.9%
  • Payable by 48 monthly installments of £21.45
  • Total Amount Payable – £1029.38

EXAMPLE OPTION 2

Folding T5 Mirrors Supplied & Fitted

Miss Edwards has a 2013 Volkswagen T5 and wants to have electric folding mirrors. The Cost to supply & fit this is £1500 at our workshop. Miss Edwards selects the 24 month Classic Finance Option

  • Cash Price – £1500
  • 10% Deposit – £150 (Payable by Card)
  • Amount of Credit – £1350
  • Typical APR – 19.9%
  • Payable by 24 monthly installments of £67.55
  • Total Amount Payable – £1621.30

Consumer credit service provided by Deko in association with Omni Capital Retail Finance. Deko is licensed by the Financial Conduct Authority (Consumer Credit Licence: 745826). For more information please refer to their Frequently Asked Questions or visit www.dekopay.com.

FAQS

For credit purchases the minimum total order cost is £400 including VAT and carriage. Certain systems, when purchased through a special offer or with a discount code, may fall below that threshold. In this instance the system would have to be purchased at full RRP to qualify.

Yes, a 10% deposit is payable by credit or debit card upon acceptance.

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

Loans are available over periods of 12, 24, 36 and 48 months.

You have the right under section 94 of the Consumer Credit Act 1974 to repay early in full or in part.

Under The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 you have a legal right to cancel the contract between you and us within 14 days of delivery without giving a reason unless the product is a custom order/ bespoke order.

The cancellation period will expire 14 days from the day you or a third party acting on your behalf (excluding the company that delivers the Product to you) takes physical possession of the Product you ordered. Where you order multiple Products in one order or a Product is delivered in separate parts, lots or pieces, the cancellation period will expire 14 days from the day you or a third party acting on your behalf (excluding the company that delivers the Product to you) takes physical possession of the last Product, part, lot or piece that makes up your order.

To exercise the right to cancel, you must inform us of your decision to cancel your contract with us by making a clear statement (e.g. a letter sent by post or email). The easiest way to do this is to contact our Customer Services team.

To meet the cancellation deadline, it is sufficient for you to send your communication concerning the exercise of your right to cancel before the cancellation period has expired.